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Relaxing Housing Rules Hinders Affordability

This is a news story, published by Phys Org, that relates primarily to Congress news.

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rental housing affordability crisis
Phys Org

Phys Org

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Business

Business & Economics

What if universal rental assistance were implemented to deal with the housing crisis?

Phys Org
Summary
Nutrition label

85% Informative

Housing policy experts: Housing shortage doesn't link housing and rental affordability problems.

They say a massive infusion of new housing would not shrink housing costs enough to solve the crisis.

But there are subsidies in place that ensure that some renters pay no more than 30% of their income on housing costs.

The most effective solution is to make these subsidies much more widely available.

Writers: Expanding rental assistance to all eligible low-income households would be costly.

Writers: Congress has spent similar sums on housing subsidies before, but they involve tax breaks for homeowners, not renters.

They say it might be more effective to forgo the voucher program altogether and give eligible households cash to cover their housing costs. Writers: Providing universal rental assistance would allow builders to more easily obtain loans to cover development costs.

VR Score

87

Informative language

87

Neutral language

47

Article tone

informal

Language

English

Language complexity

50

Offensive language

not offensive

Hate speech

not hateful

Attention-grabbing headline

not detected

Known propaganda techniques

not detected

Time-value

medium-lived

External references

32

https://www.routledge.com/Housing-Policy-in-the-United-States/Schwartz/p/book/9780367563912https://theconversation.com/what-if-universal-rental-assistance-were-implemented-to-deal-with-the-housing-crisis-257213https://doi.org/10.2139/ssrn.4178923https://furmancenter.org/files/Success_Rates_in_the_Housing_Choice_Voucher_Program_508.pdfhttps://scx2.b-cdn.net/gfx/news/hires/2021/money.jpghttps://nlihc.org/sites/default/files/gap/2025/gap-report_2025_english.pdfhttps://www.census.gov/programs-surveys/ahs/data/interactive/ahstablecreator.html?s_areas=00000&s_year=2023&s_tablename=TABLE1&s_bygroup1=1&s_bygroup2=1&s_filtergroup1=1&s_filtergroup2=1https://www.hud.gov/helping-americans/housing-choice-vouchers-project#Overviewhttps://www.govinfo.gov/content/pkg/BUDGET-2025-PER/pdf/BUDGET-2025-PER.pdfhttps://yalebooks.yale.edu/book/9780300249880/americas-frozen-neighborhoods/https://www.simonandschuster.com/books/Abundance/Ezra-Klein/9781668023488https://www.cbpp.org/research/housing/more-housing-vouchers-most-important-step-to-help-more-people-afford-stable-homeshttps://www.jct.gov/publications/2024/jcx-48-24/https://www.housingfinance.com/policy-legislation/trump-budget-proposal-seeks-to-slash-hud-funding_ohttps://scholar.google.com/citations?user=i0YDjP0AAAAJ&hl=enhttps://home.treasury.gov/policy-issues/tax-policy/tax-expenditureshttps://www.npr.org/2024/03/19/1238053555/rent-cash-philadelphia-hud-housing-vouchershttps://doi.org/10.1080/10511482.2024.2334011https://archives.hud.gov/budget/fy24/2024-Budget-in-Brief-Final.pdfhttps://theconversation.comhttps://www.hud.gov/helping-americans/housing-choice-vouchers-tenantshttps://www.uschamber.com/economy/the-state-of-housing-in-americahttps://scholar.google.com/citations?hl=en&user=VjkKFtgAAAAJhttps://www.cbpp.org/research/housing/policymakers-can-solve-homelessness-by-scaling-up-rental-assistance-and-supportivehttps://www.nmhc.org/industry-topics/affordable-housing/apartment-supply-shortage/https://www.hud.gov/sites/dfiles/PIH/documents/HowtoAttractMoreLandlordstotheHCV.pdf;%20https://www.urban.org/sites/default/files/publication/64536/900635-Strengths-and-Weaknesses-of-the-Housing-Voucher-Program.pdfhttps://nlihc.org/news/nlihc-releases-gap-2025-shortage-affordable-homeshttps://www.jchs.harvard.edu/state-nations-housing-2025https://www.census.gov/library/stories/2022/12/housing-costs-burden.htmlhttps://www.urban.org/sites/default/files/2023-08/How%20Much%20Could%20Full%20Funding%20and%20Use%20of%20Housing%20Choice%20Vouchers%20Reduce%20Poverty.pdfhttps://www.localhousingsolutions.org/housing-101-the-basics/how-is-affordable-housing-funded/https://www.hud.gov/helping-americans/public-housing

Source diversity

23

www.routledge.comtheconversation.comdoi.orgfurmancenter.orgscx2.b-cdn.netnlihc.orgwww.census.govwww.hud.govwww.govinfo.govyalebooks.yale.eduwww.simonandschuster.comwww.cbpp.orgwww.jct.govwww.housingfinance.comscholar.google.comhome.treasury.govwww.npr.orgarchives.hud.govwww.uschamber.comwww.nmhc.orgwww.jchs.harvard.eduwww.urban.orgwww.localhousingsolutions.org

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