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Student loan borrowers hit with soaring bills as repayment system crumbles

Moneywise
Summary
Nutrition label

77% Informative

Court rulings and Department of Education staff cuts disrupt the student loan repayment system.

Borrowers face steep increases in their monthly payments as a result of court rulings and staff cuts.

The inability to recertify income has become a major issue for those enrolled in ICR , IBR , and PAYE plans.

With a larger portion of your income going toward student loan payments, you may need to cut back on discretionary spending to prioritize essentials like housing, utilities and transportation.

Some borrowers may consider loan consolidation or refinancing or private student loans to secure a lower interest rate or more manageable payments.

If you’re struggling to make payments, explore available loan forgiveness programs.

VR Score

74

Informative language

68

Neutral language

57

Article tone

informal

Language

English

Language complexity

56

Offensive language

not offensive

Hate speech

not hateful

Attention-grabbing headline

not detected

Known propaganda techniques

not detected

Time-value

short-lived

External references

16

https://www.google.com/url?q=https://ticas.org/accountability/statement-on-education-department-march-11-2025/&sa=D&source=docs&ust=1742824367564690&usg=AOvVaw1BArquoCg5v3SKiBJXSh_Yhttps://studentaid.gov/manage-loans/repayment/repaying-101#cant-affordhttps://moneywise.com/investing/alternative-investments/rich-young-americans?throw=WTRN2_yahoo&placement_syn=placement_3&utm_source=syn_oath_mon&utm_medium=Z&utm_campaign=91774&utm_content=syn_6bbe40b9-b625-4087-8c72-5968b26b5a02https://moneywise.com/managing-money/how-to-earn-money/5-money-moves-to-make-now?throw=WTRN3_yahoo&placement_syn=placement_3&utm_source=syn_oath_mon&utm_medium=Z&utm_campaign=91774&utm_content=syn_a72552cd-d8e8-4d2b-a92a-2bdb4e3b32b7https://moneywise.com/banking/banking-basics/why-and-how-to-create-your-emergency-fund?utm_source=syn_oath_mon&utm_medium=Z&utm_campaign=91774&utm_content=syn_73147502-e3a5-4b29-a28a-45a7df8e6304https://moneywise.com/retirement/retirement/hybrid-have-nothing-saved-retirement-catch-up?throw=DM1_yahoo&placement_syn=placement_1&utm_source=syn_oath_mon&utm_medium=Z&utm_campaign=91774&utm_content=syn_7191c4e3-4cd5-4e4d-995d-0c74dd54486chttps://www.reddit.com/r/StudentLoans/comments/1j51ehu/any_nonsave_folks_have_their_idr_recertification/https://moneywise.com/investing/top-1-percent-income-us?throw=HALF_yahoo&placement_syn=placement_2&utm_source=syn_oath_mon&utm_medium=Z&utm_campaign=91774&utm_content=syn_4812658b-f067-4249-ac9a-71bdc0196de1https://www.forbes.com/sites/adamminsky/2025/03/14/student-loan-borrowers-are-reporting-huge-spikes-in-monthly-payments-as-repayment-system-buckles/https://studentaid.gov/resources/prepare-for-college/students/budgetinghttps://moneywise.com/managing-money/dave-ramsey-baby-steps?throw=WTRN1_yahoo&placement_syn=placement_3&utm_source=syn_oath_mon&utm_medium=Z&utm_campaign=91774&utm_content=syn_42e893d1-2c74-4a8a-a6fa-03f3042dd632https://moneywise.com/insurance/auto/stay-ahead-of-expensive-car-payments?throw=DM3_yahoo&placement_syn=placement_1&utm_source=syn_oath_mon&utm_medium=Z&utm_campaign=91774&utm_content=syn_60bbe2b4-2064-4323-b221-dda234e5af2bhttps://studentaid.gov/loan-consolidation/https://www.ed.gov/https://moneywise.com/real-estate/real-estate/diversify-with-real-estate?throw=DM2_yahoo&placement_syn=placement_1&utm_source=syn_oath_mon&utm_medium=Z&utm_campaign=91774&utm_content=syn_d7f0a693-0f1d-40e3-ba6a-47552930880fhttps://studentaid.gov/manage-loans/repayment

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