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Transferring my Health Savings Account was a wild ride I ultimately abandoned — but not without major takeaways

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Summary
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66% Informative

When my employer switched HSA providers in 2025 , I attempted to combine my accounts.

I ultimately abandoned the complex process, but not without a major takeaway: Pay attention to fees.

A certified financial planner weighed in on the process and offered advice for avoiding fees.

Neither company provided comment when contacted by Business Insider .

Brent Weiss is a fan of consolidation and believes that a simplified financial life is a healthy financial life.

Before starting any sort of consolidation process, such as an HSA transfer or a 401(k) rollover, it's important to know everything about the new product you're opting into.

What makes a "good" HSA provider is fees and investment options.

HSA funds rank high on the list of things to do due diligence on, according to author.

"They're not tech savvy, they're not clean user experiences," author says of HSAs.

HSAs are young and still figuring things out themselves, he says.

VR Score

72

Informative language

74

Neutral language

29

Article tone

informal

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English

Language complexity

34

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not offensive

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not hateful

Attention-grabbing headline

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Known propaganda techniques

not detected

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medium-lived

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