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How to put Dave Ramsey’s ‘7 Baby Steps’ into action

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65% Informative

37% of Americans can’t cover a $ 400 emergency expense without borrowing money or dipping into their savings.

145 million Americans have less than $1,000 in savings.

Dave Ramsey’s 7 Baby Steps can help you beat debt and build wealth if you're living paycheck to paycheck.

Over 82% of Americans aren't using high-yield savings accounts, leaving money on the table.

People who work with financial advisors see a 3% increase in net returns over time.

Real estate has been a proven path building wealth for generations, according to Gallup .

Dave Ramsey recommends that families choose term life insurance over whole life insurance.

Term life insurance offers coverage for a predetermined period that typically ranges from 10 to 30 years .

With Ethos , you can get a policy with up to $2 million in coverage, starting at just $2 per day.

For as little as $100 , Arrived offers you access to SEC -qualified investments in rental homes and vacation rentals.