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Best money market account rates today, June 13, 2025 (up to 4.41% APY return)

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Summary
Nutrition label

69% Informative

Federal Reserve cut the federal funds rate three times in 2024 for a total reduction of one percentage point.

The national average rate for MMAs is just 0.62% , according to the FDIC .

Top high-yield money market accounts offer well over 4% APY — more than six times the national average.

Online banks operate exclusively via the web, so they're able to pass those savings onto customers in the form of high deposit rates.

VR Score

72

Informative language

72

Neutral language

51

Article tone

informal

Language

English

Language complexity

44

Offensive language

not offensive

Hate speech

not hateful

Attention-grabbing headline

not detected

Known propaganda techniques

not detected

Time-value

long-living

External references

no external sources

Source diversity

no sources

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