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This credit card behavior is an under-the-radar risk: 'Be very careful,' expert says

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Summary
Nutrition label

86% Informative

"Credit cycling" involves repeatedly maxing out cards and paying down the balance.

It lets cardholders spend beyond their allotted credit limit.

Card companies could close users' accounts and cancel their rewards, experts said.

The average American 's credit card limit was about $34,000 at the end of the second quarter of 2024 .

VR Score

91

Informative language

92

Neutral language

61

Article tone

informal

Language

English

Language complexity

49

Offensive language

not offensive

Hate speech

not hateful

Attention-grabbing headline

not detected

Known propaganda techniques

not detected

Time-value

medium-lived

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